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Handling an Uninsured Car Accident Lawsuit? Here’s What You Need to Learn

By Karnas Law Firm |

If you’ve been in a car accident and your car was uninsured, you may be wondering what steps to take next. With an insurance company on the other side of the table, it can seem like there is no hope for justice.

The truth is that if you have been injured in any way by another person’s negligence in Tucson, Arizona, then they are liable for everything. However, for your compensation to be comprehensive, guidance from a Tucson Car Accident Attorney is significant. Here’s what you need to understand about uninsured car accident lawsuits.

Talking to the Insurance Company

After a car accident with an uninsured driver, the first thing you should do is contact your own insurance company. You can file a claim, and they will send out an adjuster to talk about the accident and what happened. They will also explain how much coverage you have for such claims. From there, they may be able to help you negotiate with the other driver’s insurance company.

Having an attorney working with you is essential because insurance companies tend to be aggressive in defending their clients. Insurance companies want to minimize their payout, so they may try and pressure you into accepting a low settlement offer. An attorney can help you stand up to these tactics and get the compensation you deserve.

Filing a Lawsuit

If the insurance company is not willing to work with you or deny your claim, you may need to file a lawsuit. It can be a complex process, and it is best to have an attorney helping you out. You will need to file a lawsuit against both the at-fault party and their insurance company.

A lawyer can help you navigate the legal system and ensure that your rights are protected. They will advise you on whether or not you have a case, and they can help you get the compensation you deserve.

Evidence Compiling

To win your case, you will need to compile evidence of the accident. It includes police reports, photos of the scene, vehicle damage, witness statements, and medical records. The more evidence you have, the stronger your case will be.

An attorney can help you gather this evidence and present it in a way that will make it easy for a jury to understand. They can walk you through the process and give you tips on how to communicate your experience in a way that will resonate with jurors.

Preparations for Settlements

If you are using an attorney, they will present the settlement offer to you. This is where things can get complicated, especially if it’s your first time winning a case against another party. Your attorney should go over the offer’s details with you so that you fully understand what is being proposed.

When negotiating for a settlement, have the correct figures of the case value. Your attorney should have a good idea of what the case is worth. Besides, they’ll help you with the paperwork and finalize the deal. If you choose to reject the offer, they will prepare for trial.

You need an excellent attorney to handle an uninsured car accident lawsuit successfully. 

Insurance companies can sometimes be aggressive and want to minimize their payout, making it seem like they have all of the control. Your lawyer will offer guidance on the claim filing, evidence gathering, and settlements. 

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