How Are Car Accident Statistics by Gender?
Every time you get in your car in Tucson, Arizona, there’s a chance that you could be involved in an accident. However, some accidents are more likely than others; for example, males are more likely to collide with other cars and pedestrians.
According to the National Highway Traffic Safety Administration (NHTSA), male drivers were responsible for almost 75% of all fatal pedestrian collisions. This has something to do with men’s tendency to drive faster on average. Whenever you get involved in an accident due to the recklessness of another driver, call a Tucson Accident Attorney and file a lawsuit.
Statistics on Car Accidents by Gender
In 2010, 93.6% of all car accidents were caused by male drivers. This is a drastic difference from that only 51% of American adults are men. Age also plays a role in this statistic; fatal accidents occur most often with older individuals and those under 34 years old. For example, 31% of all fatally injured pedestrians were over 65.
Men are also more likely to drink and drive than women because men have higher alcohol tolerances due to higher muscularity. While all drivers are required to adhere to specific rules, this does not stop some people from speeding or passing red lights, which leads to even more fatal accidents.
While the statistics have not changed much in recent years, it is essential to note that men are still more likely to be involved in car accidents. In 2020, 94% of all car accidents were caused by male drivers, a minimal change from the 93.6% in 2010.
What Does This Mean on the Insurance Premiums?
The high percentage of males involved in car accidents increases insurance premiums. Male drivers, on average, pay up to 3% more than women do for car insurance. This means that you could end up spending more money on monthly payments or having less coverage if your insurer believes that you are more likely to be involved in an accident.
It is important to note that this increase in your insurance premium is not because you are a male but because statistics show that males tend to be more reckless when driving. However, drivers are always recommended to practice safe driving habits regardless of gender.
Necessary Safety Precautions in Curbing Road Accidents
Experts recommend that all drivers follow a few safety precautions to curb these statistics. First and foremost, it is essential always to wear seatbelts because they have been proven to reduce the risk of fatalities in car accidents by 40%. Also, most experts agree that motorists should avoid distractions such as engaging in cell phone conversations or texting while driving. In addition to following the road rules, it is also crucial that all motorists drive as safely as possible.
Drivers should always be aware of the statistics when getting behind the wheel. Male drivers are more likely to be involved in accidents, which could lead to higher insurance premiums or less coverage if your insurer believes you’re at a greater risk for an accident. All drivers must follow these safety precautions and drive safely to avoid fatal car crashes altogether. Contact your local personal injury lawyers if you need help understanding how driving laws affect your rates and how to be law-abiding on the roads.
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