Personal Injury vs. Bodily Injury: What’s The Difference?
When you’re injured in Tucson, Arizona, the last thing you want to worry about is whether or not you’ll get compensation for your injuries. Unfortunately, many people don’t know the difference between personal injury and bodily injury, which can lead to confusion when it comes time to file a claim. Let’s understand the differences between these two types of injuries.
Personal Injury
Personal injury is defined as an injury to the body, mind, or emotions. This type of injury can be physical or psychological. Physical personal injuries can include broken bones, burns, or whiplash. Psychological personal injuries can include things like PTSD or anxiety.
Bodily Injury
On the other hand, Bodily injury is defined as an injury to the physical body. This type of injury can be caused by a car accident, slip, fall, or workplace accident. Bodily injuries can be both physical and psychological.
Therefore, the main difference between personal injury and bodily injury is that personal injury covers both physical and psychological injuries, while bodily injury only covers physical injuries. However, you need legal assistance from a lawyer when in any of the two.
A Tucson Personal Injury Attorney can compile the proper evidence against the at-fault party, positively impacting the lawsuit outcome.
Personal Injury Protection vs. Bodily Injury Liability
Personal injury protection, or PIP, is insurance coverage that helps pay for the costs associated with personal injuries. It includes things like medical expenses, lost wages, and funeral costs. PIP coverage is optional in most states, but it’s a good idea to have it if you can afford it.
On the other hand, bodily injury liability, or BIL, is insurance coverage that helps pay for the costs associated with bodily injuries. This includes medical expenses, lost wages, and pain and suffering. BIL coverage is required in most states.
If you’ve developed injuries, it’s essential to know the difference between these two types of damages so you can be sure to get the compensation you deserve. If you have any questions, be sure to contact a personal injury lawyer in your area.
Preparations for the Claim Process
Evidence is crucial in both; however, you need more details about personal injuries. It may include the police and witness statements, medical reports, proof of wage loss, and the like. Most claimants have their lawyer deal with the evidence-gathering process on their behalf.
BIL is pretty self-explanatory when gathering what is necessary for the claim. You need to highlight the cost of the injuries. To make a claim, you need to have evidence of the injury. A lawyer can take you through the claim process as they understand the provisions of the law.
Although personal injury and bodily injury are similar in many ways, it’s essential to understand that state laws can differ regarding the definition of these terms. Be sure to contact a personal injury lawyer in your area if you have any questions about your specific case.
As you can see, to make a personal injury or bodily injury claim, you need evidence of the damage. This evidence can come in many forms, but it’s important to compile as much information as possible. If you have any questions about your specific case, be sure to hire a personal injury lawyer.