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Major Insurance Law Change in Tucson, AZ Coming in 2020!

By Karnas Law Firm |

Arizona Accident Injury Coverage Law

Here at Karnas Law Firm, we are welcoming the news that the minimum limits of Arizona liability coverage to protect accident victims is increasing. We are counting down the days to July 1, 2020. An updated 25/50/15 model is to replace the old minimum policy of 15/30/10. 

On June 14, Governor Doug Ducey signed into law these new revisions in the form of Arizona SB 1087.


What Will Arizona’s New Liability Coverage Law Do?

shaking hands | karnas law firmNow, what does this mean in a real-life scenario? This means that in case you are in an accident, you as a victim have the potential to claim more money in your personal injury claim. The new law beginning July 1, will benefit all drivers injured in an accident.


The current, but soon to be replaced minimum limits of liability required by the state of Arizona are: $15,000/$30,000/$10,000. The first two dollar amounts represent “Bodily Injury Coverage.” These are the amounts that help cover medical costs. 


  • The first number is the maximum potential amount an insurance company will pay to any one (1) individual who is injured by the at-fault party.
  • The second number is the total amount of money to be potentially paid out if more than one party is injured. Lastly, the final number represents the total amount paid for property damage.


How Is Arizona Changing Minimum Liability Coverage?

dollar | karnas law firmSB 1087 requires that minimum coverage be raised to $25,000/$50,000/$15,000. The new law means the maximum amount an insurance company will pay is $25,000 for one (1) individual who is injured in an accident. This means the most one person can collect is $25,000: If more than one person (2+) is involved, the maximum payout potential is $50,000. 


Lastly, property damage has increased from $10,000 to $15,000. This covers damages caused by the accident.


Experienced Car Accident Attorneys in Yuma, Arizona

law | karnas law firmIf you find yourself injured, contact Karnas Law Firm so we may fight your case and get you what you deserve! We are available anytime at (520) 338-1641 or at our Yuma location at (928) 550-8020. You can also email Olivia Gaxiola at ogaxiola@karnaslaw.com to set up an appointment.


Arizona Senate Bill 1087: https://legiscan.com/AZ/text/SB1087/id/1854017