Insurance Coverage
Does Health Insurance Cover Injuries From Car Accidents?
A car collision is a nightmare for any driver. As a result of the property damage and physical discomfort, you will have to negotiate with car insurance companies. This encompasses both your own insurance as well as that of the other party involved. In Arizona, all drivers should bear liability insurance to cover medical bills…
Read MoreAuto Insurance Minimum Limits in Arizona Are Changing
In prior newsletters, we advised that the law regarding Minimum Limits auto insurance in Arizona was changing this July. KLAW has advocated for this change in minimum limits coverage since the first attempts to revise the law more than five years ago. The new law is now effective, and as of July 1, 2020, the…
Read MoreTucson, AZ GAP (Guaranteed Auto Protection) is a GAP (Great Auto Purchase)
Guaranteed Auto Protection (GAP) coverage is an insurance policy premium for newly purchased cars. It covers the deficit between the actual value and the value owed on your vehicle in the event of a total loss in an accident. This premium can save you from making car payments for a totaled vehicle you are no…
Read MoreTucson, Arizona Medical Payments Insurance Coverage
Many people in an accident are worried about medical expenses. Medical Payment (MedPay) insurance coverage is here to alleviate this anxiety. Rather than coming out of pocket, MedPay insurance coverage can cover procedures not covered by basic auto or health insurance. Here’s why you should carry MedPay as part of your auto insurance. What Does…
Read MoreWhy Should You Carry Underinsured Motorist Coverage (UIM) in Tucson, AZ?
Here at Karnas Law Firm, we find underinsured motorist (UIM) coverage is extremely beneficial to all drivers. This prevents accident victims from digging out of their own pocket for expenses caused by another driver when they do not have enough insurance to cover their injuries. What Is Underinsured Motorist Coverage? UIM coverage includes bodily injury…
Read MoreMajor Insurance Law Change in Tucson, AZ Coming in 2020!
Here at Karnas Law Firm, we are welcoming the news that the minimum limits of Arizona liability coverage to protect accident victims is increasing. We are counting down the days to July 1, 2020. An updated 25/50/15 model is to replace the old minimum policy of 15/30/10. On June 14, Governor Doug Ducey signed into…
Read MoreWill My Car Insurance Rates Go Up After an Accident?
A question often asked is whether a person’s auto insurance premiums will go up if they file a claim for an accident that was NOT their fault. This is a common dilemma for Arizona drivers, and it even influences many people to avoid reporting accidents to the car insurance company altogether. In Arizona, the answer…
Read MoreDo You Have Enough Car Insurance Coverage in Tucson, AZ?
Vehicle owners have numerous car insurance plans to choose from, but Arizona law requires all drivers to carry standard liability coverage insurance at a minimum. Although this may be the requirement, many drivers choose to go with a more inclusive plan that will keep them protected in extraordinary circumstances. Is Standard Insurance Coverage Enough? Liability…
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